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Daniel Coker Horton & Bell has represented directly a number of insurers
in their defense of contractual or coverage claims as well as extra-contractual
claims — so-called “bad faith” lawsuits. An understanding of
the various policy forms and editions and amendments of policies is crucial to
the recognition of what is, and what is not, a covered or potentially covered
claim, of which obligations arise and which do not exist at all, and of what
exclusions and exceptions to exclusions may or may not render a policy applicable
or inapplicable. DCH&B’s attorneys are experts in coverage opinions
and coverage litigation.
The prompt, full performance of every insurance obligation actually contracted
in good faith, i.e., performance conforming precisely to the parties’ written
agreement, is a tenet by which we are proud to say our clients uniformly strive
to conduct business. We have the required knowledge as a firm to appraise the
occasion when mistakes may have been made and to distinguish (and to articulate
for the courts) how these differ from the allegations made in attempts to rewrite
insuring agreements after a loss or a disappointing experience has arisen. |
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